Finequs
DISCLAIMER

This disclaimer (“Disclaimer”) is a legally binding agreement between Finconvenio Services Private Limited (“we”, “us”, “our”) and you (“you”/ “your”).

By accessing, using, downloading, or installing and subscribing to use our website, (“Platform”), you acknowledge that you have read, understood and are bound by the Disclaimer.

This Platform is owned and maintained by us, for your personal information, communication, education, and use. The Platform may contain links to other websites, having further linked websites, operated by parties other than ours (“Linked Websites”).

The use of the Platform is governed by the General Terms and Conditions and other terms and conditions/ policies as indicated on this Platform (“T&C”) and all the applicable laws and also the separate terms and conditions for certain sections as may be applicable. In the event of any conflict such specific terms and conditions shall prevail. Any or all Users (as defined in the Finequs Code of Conduct) of this system and files are being tracked and by accessing and using the Platform you agree to accept, without limitation or qualification, all the T&C. The content (information, material, news items, data, etc.) of the Platform including the T&C is subject to change at our sole discretion, without prior notice.

We own all the rights, titles and interests including the copyright in respect of all the content including various logos, trademarks, service marks etc., unless indicated otherwise. You may use/ download the content only for non-commercial and personal use, provided you retain all copyright and other proprietary notices contained therein. You shall not, however, reproduce, distribute, redistribute, modify, transmit, reuse, report, or use the content for public or commercial purposes without our written permission. You shall not use the content for any purpose that may be in contravention of the applicable law.

This Platform does not offer any Services (as defined below) to citizens of or in the jurisdictions whose laws conflict with, differ from, or provide higher requirements than those necessitated by, the laws of the Republic of India.

The development of the Platform with respect to providing multi-product, multi-brand financial services (“Services”) offered through it, is a continuous and ongoing process and Services are provided on “best effort basis”. We make all attempts to keep the Services updated and accurate. However, we make no warranty or representation, express, or implied, including, but not limited to any warranties or representations as to the accuracy, reliability, or completeness of the Services and/or fitness for a particular purpose, and/or non-infringement with respect to the Platform and/or Linked Websites and/or the Services. Our sole obligation and your sole and exclusive remedy in the event of any interruption to Services or loss of use and/ or access to the Platform, shall be, to use all reasonable endeavours to restore the Services and/ or access to the Platform as soon as reasonably possible.

Though we will take steps to prevent the introduction of viruses and other such destructive materials on the Platform, it does not represent, warrant, or guarantee that the Platform or the content downloaded from the Platform or Linked Websites do not contain such viruses or destructive materials. We are not liable for any damage or harm attributable to such virus or destructive materials. We do not warrant that the Platform or functions thereof will be uninterrupted or free of any error or defect.

FRAUD RELATED DISCLAIMER:

We are committed to ensuring the safety and security of our Customers and the visitors on the Platform. We would like to caution everyone about the rise in fraudulent activities, particularly through phone calls, WhatsApp messages, and SMS.

Please be informed that neither we nor our employees will request Customers, visitors, or Prospects to pay fees/deposit money for any of the Services. If you receive any unsolicited calls, messages, or requests claiming to be from us and asking for monetary transactions, please note that these claims and offers are fraudulent and invalid, and you are strongly advised to exercise great caution and disregard such offers and invitations.

Criminal and/or civil liabilities may arise from such actions, and we intend to cooperate with competent law enforcement authorities and ask them to take appropriate action whenever such phenomena occur. Accordingly, we would ask you to immediately contact us with complete details, via email at grievance@finequs.com upon receiving such unsolicited calls, messages, or requests and additionally notify the police or other competent authorities.

We are dedicated to investigating and taking appropriate actions against any fraudulent activities associated with our name. Your cooperation is essential in maintaining the integrity of our Services and protecting the community.

It is our unequivocal recommendation that you refrain from parting with money under any circumstances. Your vigilance is crucial in maintaining a secure environment for everyone.

LIMITATION OF LIABILITY FOR PLATFORM USAGE

We shall not be liable to you or any third party (whether or not the access is authorized) for any cost, loss, damage, or the like, incurred/suffered, directly or indirectly, due to:
  • Use of the Platform or Services in violation of the applicable T&C of such usage or the applicable laws or otherwise failure to abide by such terms and conditions or laws.
  • Any action based on the content or any use or application of the same or any error or omission relating to the transmission of the content.
    1. Our failure to act upon your instructions,
    2. Non-availability of the internet services in the desired manner,
    3. loss of any instruction in any communication channel or of any stored data/instructions, due to any reasons beyond our control at the relevant point of time, including any problems and difficulties arising due to power and electricity failure, computer errors, programming errors, software or hardware errors, computer breakdown, non-availability of internet connection, communication problems between our server and User's computer network, shutting down of our servers, non-availability of links, corruption of the computer software, problems in the telecommunication network and any other technology related problems, natural calamities/ disasters, legal restraints, industrial disputes or any other reason beyond our control.
  • Any unauthorized transaction through this Platform due to your fraudulent or negligent usage.
  • Any unauthorized/fraudulent/erroneous use of or hacking or intrusion into our computer network by any third party due to your negligent or fraudulent conduct, or if we have taken due and reasonable care to avoid such hacking or intrusion.
You or any third party accessing the Platform irrevocably agrees to the exclusive jurisdiction of the courts at Chennai in relation to any matter connected or related to the use or access of the Platform and waives any objection to any proceedings on the grounds of venue or on the grounds that the proceedings have been brought in an inconvenient forum. The governing law in such legal proceedings referred to above shall be the laws of the Republic of India.